Exchanging Money

There is no black market; anyone who offers to change money in the street is a thief.

There's a good network of hankomaty (ATMs). The main banks - Komercni banka, CSOB and Zivnostenskâ banka - are the best places to change cash and travellers cheques or get a cash advance on Visa or MasterCard. Amex and Thomas Cook/Travelex offices change their own cheques without commission. Credit cards are widely accepted in petrol stations, midrange and top-end hotels, restaurants and shops.

Beware of sménârna (private exchange offices), especially in Prague - they advertise misleading rates, and often charge exorbitant commissions or 'handling fees'.

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