Commercial Real Estate Financing

Commercial Real Estate Funding System

This online course teaches you more than anything you will ever learn about real estate Brought to you by master real estate guru Austin Davis. Austin has created a system to help you learn everything that you need to know about buying and selling real estate. A few years ago it was not a good time to let too many people in on the secrets of truly mastering real estate, but in today's economy this is the best time in history to be getting a whole lot done in the real estate market. This system has been carefully used and tested by Austin's private clients, and now it is available as an online course to you! You can learn everything that you need in order to start buying and selling amazing real estate, in just a few weeks. Get started now to get in on the secrets of this lucrative market! Continue reading...

Commercial Real Estate Funding System Summary


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O Old Executive Office Building

This structure at 17th Street NW and Pennsylvania Avenue is not to be confused with the New Executive Office Building, located behind the Renwick Gallery. Known as the OEB by insiders who work in or with the Executive Office of the President, this huge, ornately styled building originally was called the State, War, and Navy Building. It was constructed between 1872 and 1888 on completion, it was the largest office building in the world. During the Iran-Contra scandal of the Reagan presidency, the OEB became famous as the site of document shredding by Colonel Oliver North and his secretary, Fawn Hall. The OEB is closed for tours, as I write this, but call & 202 395-5895 in case the policy changed after presstime.

Discovering the Best of San Francisco

Reinvent herself with all the insouciance of a pretty girl in a Mustang convertible. In her brief role as the heartbeat of the Internet economy, the city sashayed toward the 21st century with an energy and style that caused even the old-timers to gasp in admiration. Then, before there was time to dump all the stock options, the bubble burst, the old-timers scrambled to diversify their portfolios, and young commercial real-estate brokers and Web designers gave serious consideration to dental school. Fortunately, some things never change The beautiful scenery continues to dazzle, the top-flight dining continues to garner raves, and the entertainment possibilities continue to grow in sophistication and imagination.

Port Townsend A Restored Victorian Seaport

With its importance as a shipping port usurped by Seattle and Tacoma, Port Townsend slipped into quiet obscurity. Progress passed it by, and its elegant homes and commercial buildings were left to slowly fade away. In 1976, the waterfront district and bluff-top residential neighborhood were declared a National Historic District, and the town began a slow revival. Today the streets of Port Townsend are once again crowded with people the waterfront district is filled with boutiques, galleries, and other interesting shops and many of the Victorian homes atop the bluff have become bed-and-breakfast inns.

What To See Do In Silver City

Silver City's downtown Historic District -k, the first such district to receive National Register recognition, is a must for visitors. Extensive use of brick in construction marks the downtown core Brick clay was discovered in the area soon after the town's founding in 1870, and an 1880 ordinance prohibited frame construction within the town limits. Mansard-roofed Victorian houses, Queen Anne and Italianate residences, and commercial buildings show off the cast-iron architecture of the period. Some are still undergoing restoration.

Jonathans at Peiranos

Inhabiting the first commercial building in Ventura County (1877), Jonathan's is the sleek anchor of the west end of downtown Ventura. Chef-owner Jason Collis, a veteran of Wolfgang Puck's empire, bought the place fom Jonathan Enabnit in 2004 and kept up the high standard of the eatery's namesake. The attractive room, with a Douglas fir floor, is an ideal setting for Collis' sumptuous selection of pastas, stews, and entrees from Italy, Spain, Portugal, Morocco, and other Mediterranean locales. Among the specialties are a spicy cioppino (with a pinch of saffron), almond-crusted halibut, and rack of lamb with a Greek chili sauce. Collis also puts together seasonal chef's menus, and there are excellent wine and martini lists (including the tequila-based margatini) and decadent desserts. Attached (and under the same ownership) is J's, a casual tapas bar with live entertainment.

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This small museum, a branch of the Hong Kong Museum of History dating from 1990, is housed in two restored Hakka village houses that have been standing in Chai Wan (Firewood Bay) - a district of nondescript office buildings, warehouses and workers' flats - for more than two centuries. The quiet courtyard and surrounding bamboo groves are peaceful and evocative, and the displays - furniture, household items and farming implements - simple but charming.

Urban Planning Development

Post-Soviet Moscow has been a hotbed of development. Skyscrapers and steeples are changing the city skyline the metro is expanding in all directions and office buildings, luxury hotels and shopping centres are going up all over the city. Entire neighbourhoods - once dominated by nondescript Soviet blocks - are now bustling urban centres with their own markets, shops and characters. Si The latest target for intensive urban development is the area around Krasnaya Presnya

Cairo capital of a thousand faces

Cairo is the largest city in Africa (built in 969 A.D.) - a unique fusion of millennial remains and contemporary vibrancy. On one side, you'll find a citadel dating from medieval times on the other, office buildings sporting cutting-edge architecture - while in the middle, the timeless Nile flows round the islands of Roda, Abu El-Dahab and Gezira. Full of life, Egypt's capital city boasts a lively and colourful Souk with charming, narrow streets ancient Coptic churches (in the Old Cairo district) and Egyptian, Islamic and Coptic museums. Tall minarets and great mosques cast their calming shadows on the city's outlying districts. You will be charmed by the city's diversity and dynamism, that so aptly reflect the Egypt of today.

St Pauls Cathedral Wrens Crowning Achievement

Paul's burned down in London's Great Fire of 1666, the architect Christopher Wren designed a new cathedral on the same site. Wren was responsible for dozens of churches throughout the city, but none so grand as St. Paul's. Started in 1673 and completed in 1711, the cathedral is considered his masterpiece, and he's buried in the crypt along with national heroes like the Duke of Wellington and Admiral Lord Nelson. German bombers blitzed the entire area during World War II, but St. Paul's survived with only minor damage. In 1981, the cathedral was the site of the wedding of Prince Charles and Lady Diana Spencer. Today, the mighty dome of St. Paul's, a famous London landmark, rises high above a sea of bland office buildings. You can find details on visiting St. Paul's in Chapter 12.

Juneau Forest Capital

Juneau (June-oh) hustles and bustles like no other city in Alaska. The steep downtown streets echo with the mad shopping sprees of cruise-ship passengers in the summer tourist season and the whispered intrigues of politicians during the winter legislative session. Miners, loggers, and eco-tourism operators come to lobby for their share of Southeast's forest. Lunch hour arrives, and well-to-do state and federal bureaucrats burst from the office buildings to try the latest restaurant or brown-bag on one of the waterfront wharves, with the sparkling water before them and gift store malls behind. The center of town becomes an ad hoc pedestrian mall as the crush of people forces cars to creep.

Public Transportation

Metromover is an elevated train system serving downtown Miami, with a total of 21 stations on one inner Downtown loop and two extensions, Omni and Brickell. Metromover also connects with Metrorail at the Government Center and Brickell stations. With stations about two blocks apart, Metromover links many downtown office buildings, hotels, and retail centers, including the Cultural Plaza (Miami Art Museum, Historical Museum, Main Library), Bayside, and the Brickell business district.

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Chengdu wears its tide as the South-west's economic engine well (though some in Chongqing would claim that honour for their city). Investment is not only turning its downtown into a jungle of glimmer with fancy shops and office buildings, but it's also attracting Chinese and expats alike looking to stake out a piece of the pie - many are from the booming east coast looking for the same professional dynamism but with a more relaxed, laid-back lifestyle and less expensive cost of living.

Dining at Sightseeing Attractions

You are always welcome (after you've gone through security, of course) in the eateries located in the Capitol office buildings across the street from the Capitol. You'll be surrounded by Hill staffers, who head to places like the immense, full-service Rayburn House Office Building Cafeteria (& 202 225-7109), which is in the basement of the building, at 1st Street and Independence Avenue SW. Adjoining the cafeteria is a carry-out that sells pizza and sandwiches. At the Longworth Building Cafeteria, Independence Avenue and South Capitol Street SE (& 202 225-0878), you can grab a bite from a fairly nice food court. By far the best deal for visitors is the Dirksen Senate Office Building South Buffet Room, 1st and C streets NE (& 202 224-4249). For just 11 per adult, 8.50 per child under 10, you can choose from a buffet that includes a carving station and eight other hot entrees the price covers a nonalcoholic drink and dessert, too. The dining room is often crowded, but accepts...

Just Across the Potomac Arlington

The Pentagon is the headquarters of the American military establishment. This immense five-sided structure was built during the early years of World War II. It's one of the world's largest office buildings, housing approximately 23,000 employees. For their convenience, it contains a complete indoor shopping mall, including two banks, a post office, an Amtrak ticket office, a beauty salon, a dry cleaner, and more. It's a self-contained world. There are many mind-boggling statistics to underscore the vastness of the Pentagon for example, the building contains enough phone cable to circle the globe three times. Off I-395. & 703 697-1776. pubs pentagon. Free admission. Call to find out whether tours are being offered. Metro Pentagon.

Visitor Information

The Christchurch & Canterbury i-Site Visitor Centre is in the Old Chief Post Office Building, Cathedral Square West (& 03 379-9629 fax 03 377-2424 It's open Monday through Friday from 8 30am to 5pm Saturday, Sunday, and holidays from 8 30am to 4pm (longer hours in summer). Useful websites are or

Orientation Information

The main square, pi Osvobozhdenie, is about lkm west of the neighbouring bus and train stations on bul Slavyanksi. About halfway between them is a Bulbank (bul Slavyanski S 8.45am-5.40pm Mon-Fri) with an ATM. Across from the post office and Hotel Madara on pi Osvobozhdenie is the International Call Centre (bul Slavyanski S 8am-11 pm), with internet access (1.20lv per hr) and calls abroad for 0.20lv per minute. In the city office building is a tourist information centre ( 853 773 bul Slavyanski 17 S 8.30am-5pm Mon-Fri).

Edinburghs Top Restaurants

The stylish and upscale Atrium opened to acclaim in 1993. Although located in the atrium of an office building, the restaurant atmosphere consists of oil lamps and rusted metal. The menu changes with the trends and the chef's inspiration, but the dishes are always tasty and primarily of Mediterranean ingredients, such as sun-dried tomatoes, couscous, and arugula. The well-presented dinners may center on anything from seared scallops to roast duck. Upstairs is the Atrium's sister restaurant, Blue Bar Cafe ( 131-221-1222, which offers lighter fare at lesser prices.

Auditorium Building and Theatre Loop

A truly grand theater with landmark status, the Auditorium is worth a visit to experience late-19th-century Chicago opulence. Designed and built in 1889 by Louis Sullivan and Dankmar Adler, the Auditorium was a wonder of the world the heaviest (110,000 tons) and most massive modern edifice on earth, the most fireproof building constructed, and the tallest in Chicago. It was also the first large-scale building to be electrically lighted, and its theater was the first in the country to install air-conditioning. Today, the 4,000-seat auditorium is a venue for touring Broadway shows, and the office building is the home of Roosevelt University. Tours are available on Mondays from 10 a.m. to 4 p.m. but must be arranged in advance call ahead to book your place.

Drink And Ye Shall Be Free

It's pretty much accepted that Tilly was really placated with hard cash. Nevertheless, local poet Adam Horber couldn't resist turning the tale of the Meistertrunk into a play, which since 1881 has been performed every Whitsuntide (Pentecost), the seventh Sunday after Easter. It's also re-enacted several times daily by the clock figures on the tourist office building.

Exploring The Town

Don't miss the Bisbee Mining and Historical Museum ( , 5 Copper Queen Plaza (& 520 432-7071, housed in the 1897 Copper Queen Consolidated Mining Company office building. This small but comprehensive museum features exhibits on the history of Bisbee. It's open daily from 10am to 4pm admission is 4 for adults, 3.50 for seniors, and free for children 16 and under.

Historic Sites Museums Just Outside of Baltimore

A Discovery Room for kids has a real live fire truck they can climb on and gear to try on throughout the museum are old-fashioned red call boxes, where you can give in to that temptation to pull the lever and turn in a false alarm. If you do, hurry to the Fire Alarm Office to see how the city of Baltimore responded and kept track of which trucks were where. This is the original equipment used until the 1980s when 911 replaced the old technology. The museum is at 1301-York Rd., Lutherville s 410-3217500, To get there from the Baltimore Beltway (I-695), take Exit 26-B North, marked York Rd Lutherville. The museum is behind the Heaver Plaza Office Building, a short distance from the highway interchange.

Hotel Pricing Chart

Hotel California, 3a Avenida 4-25, Zona 5, s 502 769-0500, fax 502 769-0999, 40 rooms, . This modern hotel looks more like an office building than a hotel, but inside it is quite pleasing. The lobby is set up like a living room and the rooms have lovely blond-wood furniture, double beds and brightly colored walls. All have private baths with plenty of hot water, cable TV and small terraces that overlook the central plaza. A dining room serves decent daily specials.

Building Blocks An Overview of English Architecture

Ii Tudor (1485-1553) During this period, buildings evolved from Gothic to Renaissance styles. Large houses and palaces were built with a new material brick. England has many half-timbered Tudor and Elizabethan domestic and commercial buildings. This method of construction used brick and plaster between visible wooden timbers. (1946-present) Massive destruction in World War II bombing raids meant rebuilding whole sections of London and other cities throughout England. International Modernism, adapted from European models, resulted in sleeker and simpler facades. The most iconic building from the modernist era is Royal Festival Hall, built on London's South Bank for the Festival of Britain in 1951. Gargantuan and ungainly Postmodern office buildings went up in The City (London's financial center) during the 1980s, borrowing architectural styles and elements from earlier and more gracefully coherent epochs. In the past decade, designer buildings by designer architects have popped up on...

Temples Forts Shophouses

Fully realised examples of Thai Deco from the 1920s and '30s can be found along Chinatown's main streets, particularly Th Yaowarat. Whimsical Deco-style sculptures - the Eiffel Tower, a lion, an elephant, a Moorish dome - surmount vertical towers over doorways. Atop one commercial building on Th Songwat perches a rusting model of a WWII Japanese Zero warplane. Placed there by the Japanese during their brief occupation of Bangkok in 1941, it coordinates perfectly with the surrounding Thai Deco elements. Other examples are the Sala Chalermkrung (pi88), the Royal Hotel (p206) and Ratchadamnoen Boxing Stadium (p199).

History The Main Events

In the succeeding centuries, Washington has grown with the government it houses and changed with the nation that government leads. During the Civil War, President Lincoln ringed the capital city with forts and insisted on completing the Capitol's dome. As the government expanded to fight the depression, the New Deal's Works Progress Administration hired the unemployed to build the new bureaucracies' headquarters. The Pentagon, the world's largest office building, sprang to life during World War II. Magnificent Union Station was opened during the heyday of railroad travel in 1907, National Airport when commercial aviation was coming into its own in 1941, and Metrorail in 1976 when the Washington region's leaders realized they needed a subway system to move their booming population off the ever-more-congested highways and streets. In this new era of terrorism, on September 11, 2001, hijackers crashed American Airlines flight 77 into a section of the Pentagon, which was rebuilt and...

Orchard Road

By day it's Singapore's Grand Canyon of Shopping. But after the sun sets, Orchard Rd becomes Entertainment Avenue, replete with movie theatres, high-class hotel bars, and trendy pubs and clubs. The area is also where you'll find Orchard Towers - the infamous 'four floors of whores' - a multistorey commercial property, the first four floors of which are honeycombed with bars, clubs and massage parlours, all catering to men with more on their mind than mere libation.


The rolling hills and lakeside pose of a town named Tompkinsville reminded settlers of Inverness, Scotland, and so it was named in 1889. Lined with old oaks waving lacy Spanish moss hankies, Lake Tsala Apopka, Inverness's sprawling waters, caused its settlement and continues to contribute to its attraction. In its Historical Sites of Inverness brochure, the town lists 25 sites dating back to the turn of the century. Many of the commercial buildings are found in the downtown streets that edge Inverness's lovely central park at Courthouse Square.

Nome Kotzebue

What it does not have is anything that remotely resembles a tourist destination. Anthropological, yes. Touristy, no It's little more than a collection of beat-up residences and low-rise commercial buildings. It looks like the popular conception of a century-old gold-rush town which isn't really surprising, since that's what it is. But if it seems to be in need of a face-lift and how the inhabitants make up for all that by the warmth of their welcome. Probably they're glad to see a strange face in the summer because they know they'll see precious few in the winter when the weather turns ugly and the sun disappears for 3 or 4 months. There are local roads, but no highway link with the rest of the state.


The period after Shah Abbas's death, except for a short interlude during the reign of his grandson Shah Abbas II was marked by gradual decline. However, this decline was felt much less in Esfahan than in other parts of Iran. By the end of the Safavid period, Esfahan remained one of the most magnificent cities in the world. According to a description that appears in Chardin's (p71) travel account, Esfahan contained 162 mosques, 48 madresehs, 1,802 commercial buildings, and 283 bathhouses. Most of these buildings no longer survive, but those that do remain constitute some of the city's finest monuments.

Chapel Street

Chapel Street, running north-south from St. Mary's Church near the waterfront up to Parade Street, is the most architecturally significant street in Penzance. Strolling the length takes only a few minutes, and doing so gives you a glimpse of the Penzance of yore. Chapel Street has always been a mixture of residential and commercial buildings. Facades that look Georgian (from the late 18th and early 19th centuries) often hide much older buildings. Two hundred years ago, the Union Hotel, with its Assembly Rooms, was the center of the town's social activities. Across the road from the Union Hotel is the Egyptian House, built in 1835 with Egyptian motifs and ornamentation. Other houses on the street belonged to mayors, mariners, and traders. Just below the Regent Hotel is the Old Custom House, a fine building whose interior retains many original 18th-century features. Farther down is the Turks Head, which claims to be the oldest inn in Penzance (see the section Dining in Penzance, earlier...


32 miles W of Flagstaff 58 miles S of the Grand Canyon 220 miles E of Las Vegas, NV Although it's almost 60 miles south of the Grand Canyon, Williams is the closest real town to the national park. Consequently, it has dozens of motels catering to those unable to get a room in or just outside the park. Founded in 1880 as a railroading and logging town, Williams also has a bit of Western history to boast about. Old brick commercial buildings dating from the late 19th century line the main street, while modest Victorian homes sit on the tree-shaded streets that spread south from the railroad tracks. Williams was the last town on historic Route 66 to be bypassed by I-40, and the town plays up its Route 66 heritage.

Walking Tour

Turn left on Th Mahachak, walk 30m and turn left again through a covered passage to rows of photogenic, stuccoed yellow Chinese shophouses (4) a peaceful intermission in the market tour. Return to Sampeng Lane and avoid the trolleys as far east as Th Mangkon, where you'll see two of Bangkok's oldest commercial buildings, the Bangkok Bank (5) and Tang To Kang (6) gold shop, both more than 100 years old.

Take Field Trips

Enter a public or commercial building. Choose a bank, department store, post office, or some other public building. How quickly do people walk around What do they do when more than one person wants attention or service from an employee How close do they get to each other How loudly do they talk In what tones do employees and members of the public speak to each other Where do they direct their eyes


Just a few blocks from the House office buildings and the U.S. Capitol, this little restaurant reminds you of what you love about Paris. Appearances outside and in including the sidewalk cafe suggest a modest eatery on some French side street. The food tastes that way, too. The waitress doesn't speak clear English, but she does deliver a mean basket of crispy-crusted French bread. From then on, you have to choose, and I suggest a wonderful salad of endive, walnuts, and blue cheese to start. The saut ed cod with garlic mashed potatoes makes for a homey main course, and the roasted salmon with leeks and risotto tastes pretty darn good, too. For dessert, there's no contest. If it's offered, grab the berry tart.

Exploring Glasgow

Glasgow is a compact city that's roughly the size of San Francisco. The part that many visitors may describe as downtown, Glasgow's city center is laid out on a grid, so the commercial heart of the metropolis is user-friendly. Most visits begin here, amid the rich Victorian architecture, whether 19th-century banks (many of which have been converted to other uses such as restaurants and bars), office buildings, warehouses, or churches. Culturally, the choices in the heart of Glasgow include the Gallery of Modern Art (GOMA), the Lighthouse (devoted to design and architecture), and the Centre for Contemporary Art (CCA). These are all within a fairly short walking distance of one another. Three main boulevards Argyle, Buchanan, and Sauchiehall streets form a Z-shape and have been made into predominantly car-free pedestrian zones that offer a wealth of shopping opportunities.

Medien Hafen

South of the Altstadt, the once-dead old harbour area has been reborn as the Medienhafen (Media Harbour), an increasingly lively quarter filled with bold architecture, restaurants, bars and clubs. Crumbling warehouses turned hi-tech office buildings rub shoulders with bold new structures by celebrated international architects. The most eye-catching is the Neuer Zollhof, an ensemble of three warped and dynamically curving buildings typical of Frank Gehry's sculptural approach. Moored nearby


The long, idyllic beach at Matemwe has some of the finest sand on Zanzibar. It's also the best base for diving and snorkelling around Mnemba, which lies just offshore. In the nearby village, life moves at its own pace, with women making their way across the shallows at low tide to harvest seaweed, strings of fish drying in the sun, and cows and chickens wandering across the road - all thousands of miles from the world of ringing mobile phones, traffic jams and high-rise office buildings that most of Matemwe's visitors have left behind.

Hong Kong Island

The Central District boasts glass and steel high-rises representing some of Hong Kong's most innovative architecture, a couple of the city's posh hotels, expensive shopping centers filled with designer shops, office buildings, and restaurants and bars catering to Hong Kong's white-collar workers, primarily in the nightlife district known as Lan Kwai Fong. Although hotel choices in Central are limited to only a few upper-range hotels, staying here makes you feel like a resident yourself, as you rub elbows with the well-dressed professional crowd who work in Central's office buildings. Admiralty Actually part of the Central District, Admiralty is located just below Hong Kong Park, centered around an MTR subway station of the same name. It consists primarily of tall office buildings such as the Lippo Centre, the High Court Building, and Pacific Place, a classy shopping complex flanked by three deluxe hotels. Wan Chai Located east of Central, few places in Hong Kong have changed as...

Eating like a local

' Capitol Hill Despite their low standing with the general public, members of Congress and their aides are in general a hard-working bunch, so you can find lots of spots for quick lunches on Capitol Hill. Restaurants, cafeterias, and carry-outs are scattered throughout the Capitol and the congressional office buildings. The food court on the bottom floor of Union Station is one of the largest and most diverse you'll find anywhere.

Fire Risk

The city center, with its multi-story office buildings and tall hotels (to call them high-rises would be something of an exaggeration) comes right down to the beach. Local boosters like to point this out as one of Saint Raphael's assets, but that all depends upon what you expect from a beach.


The sitting room on the ground floor is particularly intimate, with a fire glowing through the cold months of the year. The rooms are brightly inviting in white and yellow, and those facing the front have commodious bay windows. There's no elevator, so consider requesting a room on a lower floor. The front rooms, facing Adelaide Street, are also preferable to those in back, which face onto office buildings and a parking lot. Breakfast here is especially good, featuring homemade breads.

Riverside Silm

Along east Th Sathon near Lumphini Park the trendy Sukhothai and Metropolitan hotels and the spa-like Banyan Tree make a splash among the sober embassies and office buildings. Just around the corner, but galaxies apart in price and comfort, are the survivors of Bangkok's original backpacker ghetto.


Brass Knob Architectural Antiques When early homes and office buildings are demolished in the name of progress, these savvy salvage merchants spirit away saleable treasures, from chandeliers to wrought-iron fencing. 2311 18th St. NW. & 202 332-3370. Metro Woodley Park or Dupont Circle. There's a second location across the street called the Brass Knob's Back Doors Warehouse, 2329 Cham-plain St. NW (& 202 265-0587).

The Monocle

A stone's throw from the Senate office buildings, the Monocle is an old-style Washington institution. If you're a regular viewer of C-SPAN or CNN, you'll recognize some of the faces you see here (or at least the photos on the walls). John Kerry was a regular before he began his ultimately unsuccessful run in the 2004 presidential campaign and spent most of his life on


Much of Romania slags it and Europe in general doesn't always speak favourably of Romania's capital. They're all wrong. Its perplexing mismatch of eras - grey housing blocks from Ceaujescu's brutal rebuilding phase, deliberately French palaces with baroque clam-shaped canopies, (limited) remains of medieval churches and courts, 21 st-century office buildings -means that even a short walk around blurs time. Bucharest is home to Romania's best museums - lots of them - some of which defy limited budgets by illustrating the rural side of Romanian life. Others, like the communist bon voyage Palace of Parliament (the world's second-biggest building), show off another era.

City Layout

Most of the city's buses travel this route on their way to the Financial District from the outer neighborhoods to the west and south. The tall office buildings clustered downtown are at the northeast end of Market 1 block beyond lie the Embarcadero and San Francisco Bay.

Pembroke Parish

That's not to say Pembroke is caught in some sort of time warp. To the contrary - this is the most vibrant and expanding parish in Bermuda. The same waterfront that's home to period inns bustles with new office buildings, and if you walk through the Princess Hotel you'll likely see more businesspeople than tourists. Almost all of the growing number of international companies that have flocked to Bermuda have set up in Pembroke.


The capitalist-style reforms of the past quarter of a century have transformed Beijing into a modern city, with skyscrapers, slick shopping malls and heaving flyovers. The once flat skyline is now spiked with vast apartment blocks and office buildings. Recent years have also seen a convincing beautification of Beijing from a toneless and unkempt city to a greener, cleaner and more pleasant place, ready to host the world at the 2008 Olympics.


The 'tourist belt formed by Ermita and Malate is the traditional base for tourists in Manila. Much of the budget and midrange accommodation is found here, as well as many good restaurants and nightspots. The area here of greatest interest to tourists is bound by Roxas Blvd, P Ocampo Sr St (Vito Cruz St), Taft Ave and the Pasig River. However, glitzy Makati to the east is fast emerging as the destination of choice for locals and travellers alike. Business travellers often end up in Ortigas Center, the second-largest area for commerce after Makati. Out on the Epifanio de los Santos Ave (the EDSA ring road) there's a vast collection of malls and office buildings.

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If only all African capitals were as enchanting as Asmara Hedonistic, seductive, civilised, unexpected, Asmara has charm in spades. By some kind of miracle, it has been spared the litter-strewn, sprawling ghettos of many developing-world cities, and the bleak high-rise office buildings of postcolonial Africa. Instead, think tree-lined avenues, peaceful neighbourhoods, pavement cafes with vintage Italian coffee machines, cheery pizza parlours and tantalising pastry shops. Bathed in glorious sunshine eight months of the year, it boasts a balmy and temperate climate that rejuvenates the soul and body. Its relaxed pace of life is infectious. In many ways you'll feel like you've been teleported to a southern Italian town. And there's the fabulous architecture even jaded visitors can't help but be enthralled by its gobsmacking portfolio of unheralded architectural wonders from the Italian era. Where else could you find such a mix of rationalist, Art Deco, cubist, expressionist, futurist and...


Although over two decades have passed since Julius Nyerere stepped down from the helm, his portrait still graces the walls of office buildings throughout the mainland. If anything, the late leader is now held in even higher regard on the Tanzanian mainland than during his time in office. Impelled by an egalitarian social vision, the fatherly Nyerere introduced Swahili as a unifying national language, managed to instil ideals of ujamaa (familyhood) among the majority of his people and initiated a long and respected tradition of regional political engagement. Thanks to this vision, Tanzania today is one of Africa's most stable countries, and religious and ethnic conflicts are close to nonexistent.


Heaven on Seven Finds CAJUN DINER Hidden on the seventh floor of an office building opposite Marshall Field's, this isn't the kind of place you stumble on by accident, but you'll find it by following the office workers who line up for lunch during the week. Chef owner Jimmy Bannos's Cajun and Creole specialties come with a cup of soup, and include such Louisiana staples as red beans and rice, a catfish po' boy sandwich, and jambalaya. If you don't have a taste for Tabasco, the enormous coffee shop-style menu covers all the traditional essentials grilled-cheese sandwiches, omelets, tuna the works.


In Kingstown e-msa, s 784-457-1131, is an Internet and business center open daily from 8 am-11 pm. It's on the third floor of the office building opposite the old Public Library on Granby Street. Bonadie's Plaza on Middle Street, contains Office Essentials Ltd., s 784-457-2235, oel, where you can surf the net and check your e-mail.

Arts Centres

The Mzizi Arts Centre (Map pp102-3 574372 Sonalux House, Moi Ave), a smaller centre in a central office building, is a good place to view contemporary Kenyan art, craft, dance, literature and performance art. 'Cultural Personality Evenings', when Kenyan cultural stars give lectures, and sigana performances are held here (see p40 for more information on the performing arts).

More Museums

Aliiolani Hale Don't be surprised if this place looks familiar you probably saw it on Magnum, P.I. This gingerbread Italianate building, designed by Australian Thomas Rowe in Renaissance revival style, was built in 1874 and was originally intended to be a palace. Instead, Aliiolani Hale (chief unto heavens) became the Supreme Court and Parliament government office building. Inside, there's a Judiciary History Center tfF, which features a multimedia presentation, a restored historic courtroom, and exhibits tracing Hawaii's transition from precontact Hawaiian law to Western law. Allow an hour at most to see it. 417 S. King St. (between Miililani and Punchbowl sts.). & 808 539-4999. Fax 808 539-4996. www. Free admission. Mon-Fri 9am-4pm reservations for group tours only. TheBus 1,2,3,4,8,11, or 12. Limited meter parking on street.


It's the eighth largest city in America, with more millionaires per capita than any other American city. It's an industrial hub that hosted a world's fair. The country's top architects are flocking here to design and construct landmark buildings, including the world's largest office building.

Takayamajinya p Pg

Prefectural office building of the Tokugawa shogunate. Takayama-jinya (Historical Government House 32-0643 1-5 Hachiken-machi adult child 420 free S 8.45am-5pm Mar-Oct, 8.45am-4.30pm Nov-Feb) was originally built in 1615 as the administrative centre for the Kanamori clan but was later taken over by the baku fu. The main gate was once reserved for high officials. The present main building dates back to 1816 and it was used as a local government office until 1969.


Straight ahead, a short walk across the river by the colonial-era foreign-built iron bridge, now called the Jiefang Qiao (Liberation Bridge), is an area of European office buildings, stores, and mansions dating from Treaty Port days, when there was once a total of eight foreign concession areas. These grew to dwarf the small walled town, which became the Chinese quarter. Foreign residents were forced upon the Chinese after the Second Opium War in 1861, with concessions for the British and French, then for the Japanese, Russians, Austro-Hungarians, Germans, Italians, and Belgians. Most of the foreign residents left buildings in very much their national styles, like an early Expo. Immediately across the bridge you're in the former French Concession, walking along what would have been the rue de France, now Jiefang Bei Lu. Past imposing brick and stone buildings with hints of Art Deco, the fifth right turn is Chengde Dao, and almost immediately on the right is the Tianjin .Art Museum...

Culture Identity

Larger and more elaborate spirit shrines stand alongside hotels and office buildings, and may contain elaborate bronze images of Brahma or Shiva. At virtually all times of the day and night, you'll see Thais kneeling before such shrines to offer stacks of flowers, incense and candles, and to pray for favours from these Indian 'spirit kings'.

Sleeping Budget

Inexpensive hostels, hotels and pensions are concentrated in Downtown, mainly on the higher floors of office buildings on and around Sharia Talaat Harb. All tend to be very hot in summer. If you're a light sleeper, request a rear room rather than one facing a busy street.

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